We Built This Because Spreadsheets Weren't Cutting It
Back in early 2021, I was helping a manufacturing client track seasonal cash flow. Their process involved three people, five spreadsheets, and way too many late nights before board meetings. That's when it clicked—most businesses were stuck using the same forecasting methods from decades ago.
So we started building something different. Not a replacement for accountants or financial advisors, but a tool that could handle the repetitive number-crunching while letting business owners focus on actual decisions. Three years later, we're working with businesses across Canada who needed their financial planning to actually keep up with how fast things change.
How We Actually Work
Our system learns from your historical data—invoices, expenses, seasonal patterns—and builds forecasts that adjust as new information comes in. Instead of manually updating projections every week, you get automated predictions that refine themselves.
What makes it useful is the pattern recognition. If your summer revenue typically drops by 18% but this year it's only down 12%, the system flags that. Or if vendor costs start creeping up faster than usual, you'll see it before it becomes a problem.
We're not promising crystal ball accuracy—nobody has that. But our clients tell us they're catching budget variances 3-4 weeks earlier than they used to, which gives them actual time to respond instead of just documenting what already happened.
What Problem This Actually Solves
- You're spending 6-8 hours a month building forecasts that are outdated by the time you finish them
- Budget variance reports come too late to change course—you're always looking at what already went wrong
- Seasonal adjustments and trend analysis require manual calculations that eat up planning time
- Different departments use different assumptions, so nobody's working from the same financial picture
Our approach connects your existing financial data—accounting software, bank feeds, sales platforms—and runs continuous analysis. The system updates projections daily based on actual transactions, not just monthly closing numbers.
See How It WorksThe People Behind the Numbers
We're a small team—three developers, two financial analysts, and one very patient customer support specialist. Everyone here has either built financial software before or spent years doing actual forecasting work. That combination matters because we're not guessing at what finance teams need.
Linus Valtonen
Founder & Lead DeveloperSpent eight years building predictive models for supply chain operations before starting Cantiago Merimodo. Still writes most of our core algorithms between client calls.
Where We're Headed Next
Right now we're working on multi-scenario planning—letting you model different growth assumptions or cost changes side by side. That way you can see how a new product line or office expansion would actually impact cash flow before committing resources.
We're also building tighter integrations with payroll systems. Labor costs are usually the biggest expense line, but they're also the hardest to forecast accurately because of overtime, seasonal hiring, and turnover. Getting that piece more precise makes the whole forecast more reliable.
The bigger goal is making financial planning feel less like homework and more like a tool you actually want to check. We know we're on the right track when clients start using the system for weekly decisions, not just quarterly board reports.
Talk About Your Needs